Approved where banks decline
$750,000
$25K$2M+
We underwrite the real signal — your cash flow, not a credit score in a vacuum. Good businesses banks turn away routinely get funded here.
Apply in minutes
Funding for your business
without the wait.
Apply in 60 seconds. Get a decision in as little as a few hours. Access $25K – $2M in flexible business funding built around your cash flow — no paperwork, no hard credit pull.
Apply in 60 seconds
How much funding are you looking for?
Just a ballpark — your specialist will tailor an offer after review.
- Fast response
- Soft credit pull
- Real human review
Trusted by 2,000+ small businesses across the U.S.
Fast, flexible funding for your business.
Funded in hours, not weeks
Funding approved
Access Funds
Pre-qualify in 60 seconds, decisions the same day, and most approved files fund within hours of signing — built for the moments you can’t afford to wait.
Matched to your business
Approval ID: 899658325Line of Credit
$110,000View Details
Approval ID: 552410187Working capital (MCA)
$260,000View Details
Six funding programs, one application. Your specialist matches you to the one that actually fits how you run — and tells you honestly when none of them do.
Pricing without surprises
LendPeak
Business Funding
Agreement
Approved Amount$110,000
Term12 mo
All-in CostShown
Every cost shown upfront — factor rate, fees, total payback. No origination surprises, no prepayment penalty on most programs, nothing buried in fine print.
60 sec
Pre-qualify with no paperwork
Same day
Decisions on most qualified files
4 hrs
Average funding time after signing
From application to funding — simplified.
- Step 1
See if you qualify
Share a few business details — it takes less than a minute. No paperwork or hard credit pull; we'll start your funding review right away.
- Step 2
Connect with a funding specialist
A real human reviews your info and calls to understand your goals. If you qualify, you'll receive a simple one-page application to continue.
- Step 3
Finalize your application
Complete the one-page form so underwriting can review and prepare your approval. Your specialist keeps the process fast, clear, and completely transparent.
- Step 4
Sign & fund fast
Review and e-sign final paperwork — most approvals fund within hours. Funds land directly in your business account.
Qualifying is simple
What you'll need to qualify.
Most U.S. small businesses meeting these basics will pre-qualify for at least one of our programs.
6+
months in business
$10K+
monthly revenue
550+
credit score
Active
business bank account
Don’t meet every requirement?
Apply anyway. We fund potential, not perfection.
Beyond the banks.
Built for business.
Traditional banks
LendPeak
Weeks or months for approval
Fast decisions; same-day funding
Requires top-tier credit
550+ credit scores accepted
Endless paperwork
60-second application — no docs to start
Collateral required
Most programs need no collateral
One-size-fits-all loans
Funding tailored to your cash flow
Impersonal, rigid process
Dedicated funding specialist
Limited product range
Working capital, term loans, lines of credit
*For eligible applications; timing may vary by lender and application details.
Funding programs
One application, three flexible options.
Match your cash flow, your timeline, and your repayment style. Your specialist will recommend the program that fits — never push you toward the wrong one.
Revenue-based
Working Capital / MCA
A flexible advance against your future receivables. Repayments scale with daily sales, so slow weeks never feel heavier than busy ones.
$5K – $500K+
Funding Amount
- Same-day to 24hr approval
- Daily / weekly repayments
- Revenue-based qualification
- No collateral required
Predictable
Term Loans
A lump-sum loan repaid over 6 to 36 months on a fixed schedule. Ideal when you know exactly what you need and want a clear payoff date.
$10K – $250K
Funding Amount
- 3 – 24 month terms
- Fixed repayment schedule
- Competitive rates
- Fast processing
Draw as needed
Business Line of Credit
A revolving credit line that's there when you need it. Draw any amount, repay it, and the funds become available again — only pay for what you use.
$10K – $100K
Credit Limit
- Revolving credit facility
- Pay only what you use
- Re-draw as you repay
- Ongoing access to funds
Asset-backed
Equipment Financing
Finance equipment, vehicles, and machinery without draining working capital. Equipment serves as its own collateral.
$5K – $500K
Funding Amount
- Equipment as collateral
- Preserve working capital
- Potential tax advantages
- Flexible term lengths
Receivables-based
Invoice Financing
Turn outstanding invoices into immediate cash. Stop waiting 30 – 90 days for clients to pay — get your money now.
Up to 90%
of Invoice Value
- Same-day cash advances
- No new debt created
- B2B businesses only
- Flexible factoring options
Government-backed
SBA Loans
Get fast access to business cash flow with a merchant cash advance. Repayments flex with your revenue — ideal for quick capital needs.
$50K – $500K
Loan Amount
- Lowest interest rates
- Long repayment terms
- Government-backed
- Various SBA programs
FAQ
Answers to the questions we hear most.
Don't see yours? Call your specialist any time — a real person picks up.
Ready to grow?
Get matched with a funding specialist today.
Pre-qualify in 60 seconds — soft credit pull, no documents, no obligation.