Working capital,
without the wait.

Apply in 60 seconds, get a real human review, and see flexible funding from $25K to $2M matched to your cash flow.

  • Apply in 60 seconds — no paperwork.
  • Funding decisions in as little as a few hours.
  • Access $25K – $2M flexibly matched to your cash flow.
Apply in 60 seconds

How much funding are you looking for?

Just a ballpark — your specialist will tailor an offer after review.

amount
  • Fast response
  • Soft credit pull
  • Real human review

Trusted by 2,000+ small businesses across the U.S.

Northwind Bakery
IroncladROOFING
Coast & Bloom
DriftAuto
Verdant Health
ATLASLogistics
Northwind Bakery
IroncladROOFING
Coast & Bloom
DriftAuto
Verdant Health
ATLASLogistics
Funding programs

One application, three flexible options.

Match your cash flow, your timeline, and your repayment style. Your specialist will recommend the program that fits — never push you toward the wrong one.

Revenue-based

Working Capital / MCA

A flexible advance against your future receivables. Repayments scale with daily sales, so slow weeks never feel heavier than busy ones.

$5K – $500K+
Funding Amount
  • Same-day to 24hr approval
  • Daily / weekly repayments
  • Revenue-based qualification
  • No collateral required
Learn More
Predictable

Term Loans

A lump-sum loan repaid over 6 to 36 months on a fixed schedule. Ideal when you know exactly what you need and want a clear payoff date.

$10K – $250K
Funding Amount
  • 3 – 24 month terms
  • Fixed repayment schedule
  • Competitive rates
  • Fast processing
Learn More
Draw as needed

Business Line of Credit

A revolving credit line that's there when you need it. Draw any amount, repay it, and the funds become available again — only pay for what you use.

$10K – $100K
Credit Limit
  • Revolving credit facility
  • Pay only what you use
  • Re-draw as you repay
  • Ongoing access to funds
Learn More
Asset-backed

Equipment Financing

Finance equipment, vehicles, and machinery without draining working capital. Equipment serves as its own collateral.

$5K – $500K
Funding Amount
  • Equipment as collateral
  • Preserve working capital
  • Potential tax advantages
  • Flexible term lengths
Learn More
Receivables-based

Invoice Financing

Turn outstanding invoices into immediate cash. Stop waiting 30 – 90 days for clients to pay — get your money now.

Up to 90%
of Invoice Value
  • Same-day cash advances
  • No new debt created
  • B2B businesses only
  • Flexible factoring options
Learn More
Government-backed

SBA Loans

Get fast access to business cash flow with a merchant cash advance. Repayments flex with your revenue — ideal for quick capital needs.

$50K – $500K
Loan Amount
  • Lowest interest rates
  • Long repayment terms
  • Government-backed
  • Various SBA programs
Learn More

From application to funding — simplified.

  1. Step 1

    See if you qualify

    Share a few business details — it takes less than a minute. No paperwork or hard credit pull; we'll start your funding review right away.

  2. Step 2

    Connect with a funding specialist

    A real human reviews your info and calls to understand your goals. If you qualify, you'll receive a simple one-page application to continue.

  3. Step 3

    Finalize your application

    Complete the one-page form so underwriting can review and prepare your approval. Your specialist keeps the process fast, clear, and completely transparent.

  4. Step 4

    Sign & fund fast

    Review and e-sign final paperwork — most approvals fund within hours. Funds land directly in your business account.

A small business owner using LendPeak from her laptop, with a 5-star testimonial card overlay
Qualifying is simple

What you'll need to qualify.

Most U.S. small businesses meeting these basics will pre-qualify for at least one of our programs.

6+
months in business
$10K+
monthly revenue
550+
credit score
Active
business bank account
A small business owner with their dog reviewing approved LendPeak funding on a laptop

Don’t meet every requirement?

Apply anyway. We fund potential, not perfection.

Apply

Fast, flexible funding for your business.

Approved where banks decline

$750,000
$25K$2M+

We underwrite the real signal — your cash flow, not a credit score in a vacuum. Good businesses banks turn away routinely get funded here.

Funded in hours, not weeks

Funding approved

Access Funds

Pre-qualify in 60 seconds, decisions the same day, and most approved files fund within hours of signing — built for the moments you can’t afford to wait.

Matched to your business

Approval ID: 899658325Line of Credit
$110,000View Details
Approval ID: 552410187Working capital (MCA)
$260,000View Details

Six funding programs, one application. Your specialist matches you to the one that actually fits how you run — and tells you honestly when none of them do.

Pricing without surprises

LendPeak

Business Funding
Agreement

Approved Amount$110,000
Term12 mo
All-in CostShown

Every cost shown upfront — factor rate, fees, total payback. No origination surprises, no prepayment penalty on most programs, nothing buried in fine print.

60 sec
Pre-qualify with no paperwork
Same day
Decisions on most qualified files
4 hrs
Average funding time after signing

Beyond the banks.
Built for business.

Traditional banks

LendPeak

Weeks or months for approval
Fast decisions; same-day funding
Requires top-tier credit
550+ credit scores accepted
Endless paperwork
60-second application — no docs to start
Collateral required
Most programs need no collateral
One-size-fits-all loans
Funding tailored to your cash flow
Impersonal, rigid process
Dedicated funding specialist
Limited product range
Working capital, term loans, lines of credit

*For eligible applications; timing may vary by lender and application details.

Industries we fund

From corner shops to multi-location operators.

If your business takes payments and has a track record, we likely have a program for you.

  • Restaurants & food
  • Construction & trades
  • Retail & e-commerce
  • Medical & dental
  • Transport & logistics
  • Professional services
  • Salon & wellness
  • Auto & repair
Funding calculator

See your estimated funding offer.

Slide to your average monthly business revenue and we'll show a ballpark range. Final offers are tailored after review.

Average monthly revenue
$85K
Estimated funding offer
$128K
$10K$1M+

Your offer scales with your cash flow — repayments adjust to match.

Get my real offer
What our customers say

Real businesses, real outcomes.

We had a roof contract land with a hard deadline and no margin to wait on a bank. LendPeak had us funded the same afternoon. Our specialist actually picked up the phone — wild, in 2026.
Marcus Yates
Yates & Sons Roofing · Construction
Patio season hits us in three weeks and we needed to triple our inventory before the rush. The application took maybe 90 seconds and the offer made sense — no hidden anything. Repayments scale with our sales, which is exactly what a restaurant needs.
Priya Naidu
The Olive & Lark · Restaurant
Opening our second clinic meant build-out costs months before any revenue. The line of credit gave us room to breathe — we drew exactly what we needed and paid it back when reimbursements came through.
Dr. Lena Okafor
Bright Horizon Dental · Medical

By the numbers

$0+

Funded to U.S. small businesses

0+

Businesses funded since launch

0hr

Average time from apply to funded

0.0

Trustpilot customer rating

FAQ

Answers to the questions we hear most.

Don't see yours? Call your specialist any time — a real person picks up.

Ready to grow?

Get matched with a funding specialist today.

Pre-qualify in 60 seconds — soft credit pull, no documents, no obligation.