Working capital,
without the wait.

Apply in 60 seconds, get a real human review, and see flexible funding from $25K to $2M matched to your cash flow.

  • Apply in 60 seconds — no paperwork.
  • Funding decisions in as little as a few hours.
  • Access $25K – $2M flexibly matched to your cash flow.
Apply in 60 seconds

How much funding are you looking for?

Just a ballpark — your specialist will tailor an offer after review.

amount
  • Fast response
  • Soft credit pull
  • Real human review

Trusted by 2,000+ small businesses across the U.S.

Northwind Bakery
IroncladROOFING
Coast & Bloom
DriftAuto
Verdant Health
ATLASLogistics
Northwind Bakery
IroncladROOFING
Coast & Bloom
DriftAuto
Verdant Health
ATLASLogistics
Funding programs

One application, three flexible options.

Match your cash flow, your timeline, and your repayment style. Your specialist will recommend the program that fits — never push you toward the wrong one.

Revenue-based

Working Capital / MCA

A flexible advance against your future receivables. Repayments scale with daily sales, so slow weeks never feel heavier than busy ones.

$5K – $500K+
Funding Amount
  • Same-day to 24hr approval
  • Daily / weekly repayments
  • Revenue-based qualification
  • No collateral required
Learn More
Predictable

Term Loans

A lump-sum loan repaid over 6 to 36 months on a fixed schedule. Ideal when you know exactly what you need and want a clear payoff date.

$10K – $250K
Funding Amount
  • 3 – 24 month terms
  • Fixed repayment schedule
  • Competitive rates
  • Fast processing
Learn More
Draw as needed

Business Line of Credit

A revolving credit line that's there when you need it. Draw any amount, repay it, and the funds become available again — only pay for what you use.

$10K – $100K
Credit Limit
  • Revolving credit facility
  • Pay only what you use
  • Re-draw as you repay
  • Ongoing access to funds
Learn More
Asset-backed

Equipment Financing

Finance equipment, vehicles, and machinery without draining working capital. Equipment serves as its own collateral.

$5K – $500K
Funding Amount
  • Equipment as collateral
  • Preserve working capital
  • Potential tax advantages
  • Flexible term lengths
Learn More
Receivables-based

Invoice Financing

Turn outstanding invoices into immediate cash. Stop waiting 30 – 90 days for clients to pay — get your money now.

Up to 90%
of Invoice Value
  • Same-day cash advances
  • No new debt created
  • B2B businesses only
  • Flexible factoring options
Learn More
Government-backed

SBA Loans

Get fast access to business cash flow with a merchant cash advance. Repayments flex with your revenue — ideal for quick capital needs.

$50K – $500K
Loan Amount
  • Lowest interest rates
  • Long repayment terms
  • Government-backed
  • Various SBA programs
Learn More

From application to funding — simplified.

  1. Step 1

    See if you qualify

    Share a few business details — it takes less than a minute. No paperwork or hard credit pull; we'll start your funding review right away.

  2. Step 2

    Connect with a funding specialist

    A real human reviews your info and calls to understand your goals. If you qualify, you'll receive a simple one-page application to continue.

  3. Step 3

    Finalize your application

    Complete the one-page form so underwriting can review and prepare your approval. Your specialist keeps the process fast, clear, and completely transparent.

  4. Step 4

    Sign & fund fast

    Review and e-sign final paperwork — most approvals fund within hours. Funds land directly in your business account.

A small business owner using LendPeak from her laptop, with a 5-star testimonial card overlay
Qualifying is simple

What you'll need to qualify.

Most U.S. small businesses meeting these basics will pre-qualify for at least one of our programs.

6+
months in business
$10K+
monthly revenue
550+
credit score
Active
business bank account
A small business owner with their dog reviewing approved LendPeak funding on a laptop

Don’t meet every requirement?

Apply anyway. We fund potential, not perfection.

Apply

Fast, flexible funding for your business.

Approved where banks decline

$750,000
$25K$2M+

We underwrite the real signal — your cash flow, not a credit score in a vacuum. Good businesses banks turn away routinely get funded here.

Funded in hours, not weeks

Funding approved

Access Funds

Pre-qualify in 60 seconds, decisions the same day, and most approved files fund within hours of signing — built for the moments you can’t afford to wait.

Matched to your business

Approval ID: 899658325Line of Credit
$110,000View Details
Approval ID: 552410187Working capital (MCA)
$260,000View Details

Six funding programs, one application. Your specialist matches you to the one that actually fits how you run — and tells you honestly when none of them do.

Pricing without surprises

LendPeak

Business Funding
Agreement

Approved Amount$110,000
Term12 mo
All-in CostShown

Every cost shown upfront — factor rate, fees, total payback. No origination surprises, no prepayment penalty on most programs, nothing buried in fine print.

60 sec
Pre-qualify with no paperwork
Same day
Decisions on most qualified files
4 hrs
Average funding time after signing

Beyond the banks.
Built for business.

Traditional banks

LendPeak

Weeks or months for approval
Fast decisions; same-day funding
Requires top-tier credit
550+ credit scores accepted
Endless paperwork
60-second application — no docs to start
Collateral required
Most programs need no collateral
One-size-fits-all loans
Funding tailored to your cash flow
Impersonal, rigid process
Dedicated funding specialist
Limited product range
Working capital, term loans, lines of credit

*For eligible applications; timing may vary by lender and application details.

Industries we fund

From corner shops to multi-location operators.

If your business takes payments and has a track record, we likely have a program for you.

  • Restaurants & food
  • Construction & trades
  • Retail & e-commerce
  • Medical & dental
  • Transport & logistics
  • Professional services
  • Salon & wellness
  • Auto & repair
Funding calculator

See your estimated funding offer.

Slide to your average monthly business revenue and we'll show a ballpark range. Final offers are tailored after review.

Average monthly revenue
$85K
Estimated funding offer
$128K
$10K$1M+

Your offer scales with your cash flow — repayments adjust to match.

Get my real offer
What our customers say

Real businesses, real outcomes.

“We had a roof contract land with a hard deadline and no margin to wait on a bank. LendPeak had us funded the same afternoon. Our specialist actually picked up the phone — wild, in 2026.”
Marcus Yates
Yates & Sons Roofing · Construction
“Patio season hits us in three weeks and we needed to triple our inventory before the rush. The application took maybe 90 seconds and the offer made sense — no hidden anything. Repayments scale with our sales, which is exactly what a restaurant needs.”
Priya Naidu
The Olive & Lark · Restaurant
“Opening our second clinic meant build-out costs months before any revenue. The line of credit gave us room to breathe — we drew exactly what we needed and paid it back when reimbursements came through.”
Dr. Lena Okafor
Bright Horizon Dental · Medical

By the numbers

$0+

Funded to U.S. small businesses

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Businesses funded since launch

0hr

Average time from apply to funded

0.0★

Trustpilot customer rating

FAQ

Answers to the questions we hear most.

Don't see yours? Call your specialist any time — a real person picks up.

Ready to grow?

Get matched with a funding specialist today.

Pre-qualify in 60 seconds — soft credit pull, no documents, no obligation.