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Maya Kowalski
Founder & CEO
Former community lender who watched the system fail too many great businesses. Started LendPeak to rebuild it from the ground up.
About LendPeak
Built for the businesses banks overlook.
After watching too many great small businesses get told “no” for reasons that didn’t reflect their potential, we set out to build something better — faster decisions, fairer underwriting, and a real human on the other end of every call.
$425M+
Funded to U.S. small businesses
2,000+
Businesses helped
24 hr
Average decision time
50
States served
Our Story
Born from a kitchen table.
LendPeak started in 2018 after one of our founders watched her sister — a thriving restaurant owner with five years of profit — get declined for working capital by three different banks. The reason wasn’t revenue. It wasn’t track record. It was paperwork. Rigid scoring. A system built for the lender’s convenience, not the borrower’s needs.
So we rebuilt it. A 60-second application. A soft credit pull. A funding specialist who actually understands how small businesses operate — the seasonality of a restaurant, the project draws of a contractor, the patience needed to wait on a Net-90 invoice.
Six years later, we’ve funded over $425M to more than 2,000 U.S. small businesses across all 50 states — restaurants, contractors, salons, clinics, agencies, e-commerce stores, and everything in between.
Milestones
- 2018Founded around a kitchen table
- 2021Crossed our first $100M funded
- 2023Expanded to all 50 states
- 2025Reached $425M+ funded
What we believe
Funding done the way it should be.
Honest pricing, every time
Every cost shown upfront — factor rates, fees, all of it. No junk origination, no surprise charges, no fine print that hides what you're actually paying.
A real human, every call
You'll know your funding specialist by name. Same person, every call, text, or email — from pre-qualification through the day funds land.
Fast when it matters
We collapsed six weeks of paperwork into 60 seconds and a 4-hour decision. The moments that decide your business shouldn't wait on someone else's queue.
Built around your cash flow
Programs that flex with how your business actually earns — daily, weekly, or monthly. Funding should adapt to you, not the other way around.
The Team
The people behind your funding.
Bankers, underwriters, and specialists who all share one belief: good businesses deserve a fair hearing.
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Diego Reyes
Head of Underwriting
Fifteen years approving and declining files at three major banks taught him exactly what was broken about how lending decisions get made.
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Tessa Nguyen
Director of Funding
Leads the team of specialists who guide every applicant from first call to funded — and stays on long after the deal closes.
And then some
30+ dedicated funding specialists ready to help
“Every business has a story the credit score can’t tell. Our job is to listen for it— and fund the ones banks miss.”
Maya Kowalski
Founder & CEO, LendPeak
Find us
We’re a real company. Here’s where.
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Ready to grow?
Get matched with a funding specialist today.
Pre-qualify in 60 seconds — soft credit pull, no documents, no obligation.